Questions

Do I need FCA registration to issue or distribute prepaid cards?

How can I obtain prepaid cards for distribution?

Can I handle printing of white-label payment cards for my business?

How does the distribution process for prepaid cards work?

Is gold a dependable store of value for holding wealth?

What are the similarities and differences between hawala transfers and currency swaps?

In banking, what is a “gray screen transaction”?

Immigrants & Remittances: Why do people keep sending money back “home” for decades?

For Dubai-based e-commerce in the Middle East, which payment gateway would you recommend?

Is there a card.io-style scanning tool for checks?

What is the least expensive jurisdiction for setting up a commercial bank?

Why do startups struggle to obtain merchant accounts?

What are the pros and cons of working with U.S. financial regulators?

Does Linden Lab need a money-transmitter license for the Linden Dollar economy inside Second Life?

What might a future “converged” ecosystem of multiple mobile financial services operators look like?

Why aren’t banks run as franchised businesses?

What are the five most commonly used money transfer services aside from PayPal?

Is it risky to share my account and routing numbers with an employer?

My brother wants private banking services — which UAE bank should he contact?

What real-world problems does Bitcoin solve that existing financial systems cannot solve as effectively?

How did firms like Simple and PayPal initially gain trust as places for customers to store their money?

If I operate a platform connecting buyers and sellers, can I earn revenue from the credit-card transactions between them?

In the U.S., what regulations apply to businesses that handle, hold, and transfer customer money?

Is there a service that works like a virtual wallet where users can deposit and withdraw funds?

What are the strongest arguments for Satoshi Nakamoto to stay anonymous or to reveal their identity?

Could Bitcoin be shut down like Liberty Reserve because of unethical or illegal use?

Which companies manufacture banknote recyclers used in cash-accepting ATMs?

On our homepage, we tried to clearly communicate the mission of our payment service—how well did we do?

Who are Bitcoin’s main competitors among digital currencies?

What risks could I face if I open a U.S. bank account on behalf of my aunt and uncle?

How would someone set up an insurance agency like Prudential or AIA today?

Is Bitcoin essentially a new gambling system presenting itself as a payment method?

With the newer RBI guidelines, which major players could realistically pursue setting up a bank?

How do KYC requirements differ for an MSB versus a bank?

Which major tech companies hold MSB licenses, and what do they use them for?

Where can you get a debit card online without maintaining a bank account?

How do P2P transfer apps like Square, Venmo, and PayPal work—do they use their own merchant accounts, and can they initiate ACH transfers between accounts on users’ behalf?

How do platforms like E*TRADE connect to multiple stock exchanges?

What could happen to Bitcoin if Satoshi Nakamoto’s identity were discovered?

What is the most important thing U.S. tourists should keep in mind when traveling internationally?

What are the main barriers for Skype to enter the remittance market?

How does a payment system like PayPal function end to end?

How would U.S. casinos operate if the U.S. became a cashless society?

Will financial regulation end up weakening global economic stability?

Is it normal for USD transfers within the EU to take around four days?

Who is the current commissioner of the Georgia Department of Economic Development?

How could Bitcoin-style technology power a global fast peer-to-peer payments system with minimal fees without becoming its own currency?

If bill-pay transactions cost banks money, why do some accounts waive monthly fees only when a minimum number of transactions are completed?

Foreign Exchange: Why does CurrencyCloud maintain such a large network of global banking partners?

How can I find a payment processor in the UK for third-party (brokered) transactions that isn’t PayPal?

Why don’t people simply borrow large sums from banks and disappear?

How can someone with no credit use a high income to build credit more quickly?

Is it technically feasible for the RBA to issue AUD using Ripple or Stellar-style technology?

AML: After HSBC and Citibank, which financial institution might regulators target next for AML or sanctions violations?

Why haven’t startups—or Facebook—leveraged Facebook’s massive user base for money-transfer services?

Why have cross-border money transfer startups become so popular recently?

How could someone potentially grow $1 million into $10 million in under five years?

How do governments and financial institutions detect and disrupt terrorist financing networks?

Is it technically feasible for the Reserve Bank of Australia to issue AUD today using a blockchain-based system?

Does TransferWise build direct banking relationships in each country or rely on backend networks like Earthport?

What are the minimum requirements to open a café in Singapore?

What would you do today if your total savings amounted to only $10,000?

Why can’t we have a single government-owned bank for everyone?

Why was Bitcoin created in the first place?

Who are the biggest buyers of foreign currency, and what motivates those purchases?

How was the standard size for credit cards and business cards determined?

Would it be easy for hackers to create counterfeit bitcoins?

What is the likely future of Bitcoin—will it become mainstream or fade in popularity, and for what reasons?

Money Transfers: How much of Western Union’s remittance profits could Bitcoin potentially capture?

How might Bitcoin change the remittance industry, if at all?

Why should Bitcoin fall under money-laundering regulations?

What is the best payment processor that earns commission on transactions?

Has anyone been prosecuted for trading Bitcoin in countries where it’s prohibited?

I want to build a subscription-based online store where users can pay via PayPal, cards, and Bitcoin—what no-code (ideally free) WordPress plugins or other tools can I use?

Why do central banks publicly disclose foreign exchange reserves instead of keeping speculators uncertain?

What is a good credit card for frequent international travelers?

What is your view on Dwolla as a payments platform?

What is the IBFT fee charged by Pakistani banks?

Is it realistically possible to enforce an outright Bitcoin ban?

What unique advantage made PayPal so successful in its early days?

How can an international money-transfer business effectively use Ripple?

How far behind is Singapore’s telecom infrastructure compared with countries that have more advanced systems?

How is the maximum number of virtual machines a computer can run determined?

If I sell Bitcoin online on a recurring basis (for example using PayPal or Stripe), do I need to register as a money services business?

What are PayPal’s main strategic objectives?

How do ATMs and internet/mobile banking systems enable bill payments and mobile top-ups for telecom providers?

Do the British Virgin Islands use an ACH system?

At what exchange rates are international wire transfers executed?

What does a startup CTO actually do and own responsibility for?

In payments, what does the term “rails” mean?

Which RBI rules and regulations does PayPal have to follow?

What are virtual credit cards?

How can a money-transfer startup scale and enter additional countries?

Why is PayPal classified as a stored-value facility in Singapore if it doesn’t require approval from the Monetary Authority of Singapore?

How can retailers who import goods from China compete with sellers based in China?

Which companies provide ACH payment services?

In the U.S., which common payment, wire, banking, card, or check problems should technology realistically eliminate within a year?

What is payment card aggregation and how does the model operate?

Virtual Currency: What is the connection between Second Life’s currency and Bitcoin?

Who is responsible for creating money within a country, and how frequently does this occur?