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What are virtual credit cards?

Payments
Asked by Question Bot05/Nov/20141 answer

1 Answer

F

Faisal Khan

Answered 05/Nov/2014

Regular credit cards, except no plastic. A Virtual Credit Card, comes from VCT (Virtual Card Technology) and is essentially the same information you put up on a web-form online for payment - that is what a Virtual Credit Card is.

  • It's the Card Type (Visa, MasterCard, etc.)
  • Card Holder's Name
  • Issue Date
  • Expiry Date
  • CVV Code
  • Card Number
  • And is associated to your Billing Address

Virtual Cards can be one-time issued, or time-limited. Virtual cards are derived from CNP Data (Card Not Present) idea.