Questions

If I run an online service connecting the U.S. with Africa, do I need a separate money-transmitter license in each U.S. state?

What payment gateway is recommended for a mobile e-commerce app based in Dubai?

What tracking occurs when sending money through Western Union or MoneyGram?

International Trade: What fraud risks should buyers watch for in letter-of-credit payments for imports from China?

If I want to authorize a card for payment but only charge after the service is delivered, is “tokenization” the correct term for this process?

How might Ripple’s payments network impact PayPal and Stripe?

Which Pakistani banks provide free interbank fund transfers through online banking?

How can banks better protect customers from identity-theft fraudsters?

What legal and regulatory challenges have payments, credit, and funding startups encountered or expect to face?

What are the biggest threats facing the ACH (automated clearing house) system, and why?

Can Visa prepaid cards be used for online purchases?

Which notable startups were founded and are run by women?

How do I compute value-added tax (VAT) for a transaction?

What benefits does a Visa prepaid card offer compared with a standard gift card?

What solutions or tips can help small businesses avoid high credit-card processing fees?

What makes an ACH account number unique in the United States?

Legal (U.S.): After the Liberty Reserve arrests, how did their violations differ from the accusations made against HSBC?

What is the intended purpose or benefit of establishing a women’s bank in India?

Why is a one-time password (OTP) required for nearly all banking activities in India?

Are Visa and Mastercard owned by the same company?

What fee does ACH (the automated clearing house) typically charge per transaction?

What changes could make developing countries more friendly to startups, and why are they currently less so?

How hard would it be to create an online-only card network like Visa or MasterCard focused just on internet payments?

Is the rising mobile-banking model led by mobile network operators a real threat to traditional banks?

Which POS terminal is currently the most advanced on the market?

Where can I find legal consultancy specializing in money transfer businesses?

Does Stripe support ACH bank payments in addition to card transactions?

How are payments drawn from a checking account authorized and approved?

Could e-commerce operate without online payments, and if so, what alternatives would be used?

Could using Bitcoin in a money exchange business lead to arrest?

How can a physical calling card business expand into the money transfer industry?

What are the realistic chances of a startup becoming the next PayPal?

What does a time-and-motion flow-of-funds diagram look like for a money transfer company?

Can a personal bank account be converted into a business account?

Which website builder platforms accept Bitcoin as payment?

When are Facebook mobile payments expected to launch in Europe?

Are there banks or accounts where account balances can be viewed publicly?

From a beginner’s perspective, how does arbitrage between different Bitcoin exchanges work?

What is the best way to carry money when traveling to the United States?

Is the use of signatures for payment authentication becoming obsolete?

What is likely to be the next major cryptocurrency?

How are very large sums held and moved within the United States?

How can banking machines be designed to better capture and hold customer attention?

Should Bitcoin transactions be fully untraceable?

Would an account-to-account transfer for online payments be classified as an e-money transaction?

Why do money transfers take 3–5 business days—what manual or human processes are involved?

How do ATM CCTV systems identify customers in places where women wear burqas that cover their faces?

If I’m optimistic about digital currencies, is it better to mine coins or simply buy them?

What are some notable companies building products or services around Bitcoin?

Can a money-transfer startup partner with a bank, and how does that typically work?

I’m launching a business but I can’t handle payouts, fraud, chargebacks, AML compliance, PCI compliance, and buyer/seller disputes—are there payment platforms that take on these burdens?

Why do people choose to fund projects on Kickstarter?

Are today’s mobile POS solutions sustainable long term, and what do they imply for banks?

What are the latest U.S. and global statistics for consumer-to-consumer wire transfers?

Would an ISIS-issued currency be accepted globally?

Is Payoneer licensed as a money transmitter in every U.S. state?

Could Pakistan follow Bangladesh’s approach and declare Bitcoin trading illegal?

Why don’t banks and card processors let users restrict account access by IP location or country for extra security?

Do U.S. companies use web-based electronic checks, and which payment gateways support them?

Why do only certain websites require an extra 3-D Secure authentication step during online payments?

Who are the top five global payments companies?

Which banks and account types currently offer the highest interest rates?

Banking: How often do foreign workers in the U.S. lose a large share of their earnings due to banking and transfer fees?

What would be a strong research-paper topic related to money or financial problems?

What would you consider the ideal payment method at a retail checkout that could replace cash?

If a bank quietly added one cent to every customer’s account balance, what would happen?

How difficult is it to obtain a money transmitter license?

What exactly is a chargeback in payments?

What are some successful mobile payment solutions, and what factors contributed to their success?

What are some examples of Bitcoin exchanges?

Which U.S. states contribute the least federal tax revenue?

Can Visa debit cards with a Pakistani billing address be used for online shopping?

How can money laundering involving as much as $6 billion occur?

Payment Processing: What technologies and systems power gift cards?

How does Quicken retrieve information from my bank about my loans and account balances?

Is Mint.com secure to use, and why or why not?

How did the U.S. and other countries negotiate taking Iranian banks off the SWIFT network?

Why did Citibank Pakistan discontinue ecommerce gateway services, and what systemic issues make banks reluctant to offer them?

Why do Pakistani banks currently avoid offering merchant accounts for ecommerce businesses?

What’s the best way to move money between two bank accounts using cryptocurrency as an intermediate token, ideally at near-zero cost?

Is there any way to create a PayPal account from Pakistan?

What are the requirements for becoming a Western Union agent?

Who are the top remittance aggregators, and how do they generate revenue?

Can a digital currency be backed by or integrated with a commodity like gold?

What opportunities and growth potential does Bitcoin have in Asia?

What are some interesting or notable facts about the creator “Satoshi Nakamoto”?

Are prepaid debit cards a good way to avoid reliance on traditional banks?

Why would a consumer prefer to pay with Bitcoin instead of credit cards, debit cards, or PayPal?

What key innovations are needed for cryptocurrencies to reach mainstream adoption?

Is there a historical or current example of a country recognizing two currencies as legal tender at the same time?

What fees do banks pay to connect to ATM networks or per ATM transaction?

Which aspects of Bitcoin appeal most to everyday, non-technical users?

Who is best positioned to disrupt the money-transfer market using Bitcoin?

Online Banking: What’s a good way to programmatically create virtual savings “buckets” for users?

In which U.S. state is it easiest to obtain a state banking license?

Online Banking: What does the future of internet-based finance look like?

Does FATCA apply to people with dual citizenship?

What makes Bitcoin attractive or special compared with traditional options?

How does International ACH function?

What ever happened to Thomas Cremer’s multi-billion-dollar plan to build the world’s tallest tower in Karachi?