Faisal Khan

Answer to: What kinds of profit margins do remittance companies typically earn?

Answer to: What are the benefits of leveraging existing money-transmitter license holders instead of obtaining a full bank charter?

Answer to: How will mobile financial services achieve mass adoption among both the banked and unbanked?

Answer to: Why do most hackers never get caught—can’t providers trace where stolen funds go in bank or PayPal fraud cases?

Answer to: Which podcasts should bankers and banking professionals listen to in order to better understand mainstream money and banking systems?

Answer to: Can I transition my career from literature into banking?

Answer to: Now that Snapcash launched, does that imply most messaging apps will add money-sending, and should every platform do it?

Answer to: What is the total addressable market (TAM) for micropayments in the U.S., Europe, and globally, and why?

Answer to: Why are micropayment fees often so expensive?

Answer to: For a bank, is it better to offer one all-in-one mobile app (banking + PFM + NFC + wallet), or multiple separate apps for different functions?

Answer to: What major innovations by banks or non-banks have transformed global banking, and how successful were they?

Answer to: What regulations apply when starting an online bank in Europe?

Answer to: Are there banks in Hong Kong that specialize in Africa or Middle East operations?

Answer to: Is there an international certification program specifically for payments professionals?

Answer to: Do credit and debit card payments go through SWIFT, or do they use separate networks?

Answer to: If I transfer $10,000 from the U.S. to India or ₹10,000 from India to the U.S., what net amount will I receive?

Answer to: Why are NFC readers popular in most mobile payment solutions for physical purchases?

Answer to: How do remittance transfers function from sender to receiver?

Answer to: Before wire-transfer technology existed, how were funds moved from one person to another?

Answer to: Are there APIs that support building remittance services to Nepal, India, and the rest of Southeast Asia?

Answer to: What licensing considerations apply when holding customer funds in an international peer-to-peer marketplace?

Answer to: Would a bullion-backed “hard” cryptocurrency meaningfully disrupt fiat currencies?

Answer to: Could a digital-currency business succeed in Pakistan?

Answer to: Who are the five most powerful figures in global banking today?

Answer to: Will WhatsApp ever offer a full API for interacting with feature phones in creative ways?

Answer to: Which payment gateway lets a U.S. company charge customers in multiple local currencies, including those in Southeast Asia?

Answer to: What trends were expected to shape mobile payments in 2015?

Answer to: What is the maximum amount of money I can legally send to Thailand?

Answer to: What stops banks from processing electronic transactions on weekends and public holidays?

Answer to: When opening a joint bank account, do all account holders need to be physically present?

Answer to: What are the options for making foreign payments without using a credit card?

Answer to: How do banks manage and record very large volumes of transactions and customer accounts?

Answer to: Could Steam’s virtual wallet balance (or “Steam money”) become the most widely used virtual currency?

Answer to: What would the world look like if borrowing money didn’t exist?

Answer to: Bitcoin in 2015: What’s the best platform for Bitcoin day trading (excluding Coinbase) for users outside the U.S.?

Answer to: What are some interesting facts about Stellar.org?

Answer to: Should I combine remittances, bill pay, mobile top-ups, and merchant payments into one app, or build separate apps?

Answer to: What is a strong payment gateway option for a Saudi/Middle East startup besides PayPal?

Answer to: How can a website or app initiate an ACH transfer without being underwritten?

Answer to: If Bank A’s debit card can withdraw cash at Bank B’s ATM, how does that work without banks sharing sensitive account data?

Answer to: Why is every major tech company building its own payment platform?

Answer to: What is Western Union?

Answer to: Is there a way to let users transfer money to each other directly from their bank accounts inside my app?

Answer to: How does one country lend money to another—do they transfer it electronically, ship it physically, or is it just accounting entries?

Answer to: What impact will FinCEN regulation have on virtual-currency payment systems being treated as money transmitters?

Answer to: Can an investment management company accept money (fiat and bitcoin) through a payment gateway?

Answer to: Who is likely to become PayPal’s next president?

Answer to: Can Pakistani businesses use a Skrill business account to accept Visa and Mastercard payments?

Answer to: How would widespread adoption of Ripple affect SWIFT and CLS in terms of market share and revenue?

Answer to: Is there any bank that offers insurance services through its ATM network?