Faisal Khan

Answer to: Who is likely to make the biggest leap in improving Bitcoin’s usability?

Answer to: As Americans, what can we do to increase the strength or value of the U.S. dollar?

Answer to: What is the difference between the term “banking area” and “banking industry”?

Answer to: Do any banks use processing rails other than ACH?

Answer to: What risks would the Bank of Russia face if it ran its own SWIFT-alternative messaging system?

Answer to: Bitcoin in 2015: With Bitcoin’s price dropping sharply, can it still be a sensible business decision?

Answer to: How do mobile banking apps that support check-deposit-by-photo compensate for the loss of physical anti-fraud controls?

Answer to: I have a Visa Inc. interview next week—how should I prepare?

Answer to: Is there a company that lets you accept bank transfers globally or across several countries?

Answer to: What legal steps and requirements are needed to build a PayPal-like service in the U.S. and globally?

Answer to: What is the difference between a current account and a savings account?

Answer to: What is Google doing well in payments, and what is it doing poorly?

Answer to: What does a letter-of-credit issuing bank do if the buyer fails to repay after the credit period ends?

Answer to: Is there market space for another major payment service provider like PayPal?

Answer to: How do banks settle foreign-currency transactions—what mechanisms and steps are used?

Answer to: What are the key differences between conventional banks and Islamic banks?

Answer to: What registrations and licenses are required to run an electronic money business?

Answer to: How do electronic payments companies operate?

Answer to: When might we see mainstream Bitcoin-based remittance that feels seamless for users and matches today’s experience for (a) bank-to-bank and (b) cash-to-cash transfers?

Answer to: When a card is swiped, what data does the reader capture and in what format is it transmitted?

Answer to: Bank accounts are verified via micro-deposits—who initiates those deposits and how does the verification process work?

Answer to: What is the most common logo size used for Visa, Mastercard, AmEx, Discover, JCB, and UnionPay on standard bank cards?

Answer to: Why do bank transfers still take so long today?

Answer to: What technology does Venmo use to pull funds from user bank accounts, and does it rely on bank APIs?

Answer to: Is it plausible that an independent PayPal could acquire Square?

Answer to: Where can I earn an annual return of 10–20% on my money?

Answer to: What conditions would need to be met for another virtual currency to overtake Bitcoin?

Answer to: What is the broader significance of Bitcoin in economics and technology?

Answer to: What is the level of credit card penetration in the United States?

Answer to: Did Visa ever acquire Mastercard?

Answer to: What is the general attitude of banks toward Bitcoin?

Answer to: If UnionPay and Apple work together on iWallet, what major opportunities could that create?

Answer to: How do global platforms like Facebook maintain fast access speeds from almost anywhere in the world?

Answer to: What factors drive Bitcoin’s price up and down on a daily basis?

Answer to: How can I put together a proposal for a mobile banking service?

Answer to: How can I test demand for a new online payment solution without actually building the product first?

Answer to: How do services like PayPal and Square move money into and out of their users’ bank accounts?

Answer to: How do card networks like Visa, AmEx, and Mastercard handle cross-border transactions?

Answer to: How do Bitcoin-based remittances work?

Answer to: What are the implications of a telco like Smart (Philippines) partnering with Rocket Internet to launch a payments product, and is it likely to succeed?

Answer to: How do debit and credit transactions flow between two different banks?

Answer to: How are nostro and vostro accounts reconciled?

Answer to: For an incorrect ACH transfer, how should the sender notify the receiving bank under UCC § 4A-205(b) to recover the funds?

Answer to: What different methods can someone use to pay for a service via mobile phone?

Answer to: How does PayPal manage cross-border payments in multiple currencies, who bears the FX risk, and which other payment companies offer similar cross-border handling?

Answer to: During an IBAN wire transfer (sender bank → correspondent → recipient), what manual verification steps do humans perform?

Answer to: What happens behind the scenes when you withdraw cash from an ATM?

Answer to: How do ATMs function internally?

Answer to: Where do you do most of your banking today—branch, web, or mobile?

Answer to: Do Nepal, Bangladesh, and Pakistan restrict foreign banks from processing credit card transactions domestically?