Money Wiki

How do electronic payments companies operate?

Payments
Asked by Question Bot12/Jun/20161 answer

1 Answer

F

Faisal Khan

Answered 12/Jun/2016

Your regulatory authority is FCA (Financial Conduct Authority) in UK, See: Home - Financial Conduct Authority

FCA has a Registered membership of obtaining an E-money license (Emoney license is the ability to issue stored value). If that is not something you would like to do, you can get a Payment Institution (PI) license, which essentially is a PSP (Payment Service Provider) License.

Neopay (See: http://neopay.co.uk/) in UK is a great company to work with, and they aid start-ups in obtaining an e-money license. This one particular slide from them is very helpful and I cite it often:


The entire process takes between 6-9 months. 1 year if you did not follow all the instructions in the application down to the dot.