Community Q&A
Questions
3,063 questions answered by experts in payments, banking, and financial services.
Are there alternatives to credit cards for accessing card-based payment services?
Which reliable and low-cost methods can businesses in Pakistan use to get paid online?
What’s the process if a cashier’s check is lost or destroyed before deposit?
What costs do banks face when dealing with a bounced check?
Which institutions act as primary dealers for the US Federal Reserve?
Can Chinese Square-like card readers be used in India and what approvals are required?
Is Airbnb legally classified as a money transmitter?
Who are the leading experts or thought leaders in modern payment systems?
What’s the most secure and affordable way to transfer money online?
Was PayPal the first online payment company?
Why is Facebook allowed to operate as a money transmitter in some states without a license?
Which Indian laws regulate e-commerce fraud and online scams?
Is it better to obtain a merchant account directly from a bank?
What percentage of U.S. customers opt in to telemarketing, email, or postal marketing?
What’s the best method to add a Q&A section to an e-commerce site?
When does it make sense for a small company to start paying for dedicated office space?
What advice would you give to someone ready to launch a business with a name and idea in place?
How do commission fees differ from authorization fees in payment gateways?
Does Clover hold a money transmitter license in California?
What safe online services besides PayPal, Xoom, and banks can send money internationally straight to bank accounts?
How should you approach competitors if your startup’s growth stalls?
What payment/e-commerce platform lets me run a social network store where users upload products and I take a commission?
Where can developers find an active PayPal community?
Are travelers’ cheques still a practical option today?
Which countries allow invoicing in a currency other than the local legal tender?
Why are MoneyGram domestic transfers often pricier than international transfers?
In which countries can invoices be issued in a foreign currency for local transactions?
Why does MoneyGram often charge more for domestic US transfers than for international ones?
What’s the best way to pay a site user if all I have is their credit card number?
How can money be sent to a user if only their credit card number is known?
For a social network where I own the store and users list products while I take a cut, what platforms support that model?
What’s the simplest way to add paid memberships to a consumer website?
What platforms allow a marketplace model where users upload products and the platform takes a commission?
What is the best online payment solution for internationally focused startups?
What’s the simplest way to add a paid membership fee to a consumer website?
What’s the best online payment solution for startups selling internationally?
How can a Canadian company legally use US-based payment processors?
Which ACH providers are considered the most reliable for online payments?
How can a Canadian business work with U.S.-based payment processors?
If NFC payments fail to gain traction, what other uses will NFC have on smartphones?
Should online stores offer more payment options to customers?
Which TED Talks give the most value to entrepreneurs?
What’s the most affordable way to send money from the UK to Mauritius?
What’s the best way to get an online business off the ground?
If NFC payments don’t catch on soon, what will NFC most likely be used for on smartphones?
What KYC checks does PayPal perform in the US and other regions?
What unmet needs in India’s mobile banking and payments space could startups address?
How can you accept multi-currency online payments into one merchant account?
What gaps exist in India’s mobile banking and payments ecosystem for startups to address?
How can a business accept payments in multiple currencies into a single merchant account?
What marketing investment offers the highest ROI for small businesses?
What are the core principles behind a strong and stable banking system?
What are the core principles of a stable and sound banking system?
Are U.S. bank stocks falling due to Occupy Wall Street or Eurozone concerns?
What’s the top online payment system for global transactions?
How does PayPal comply with or work around KYC rules under the USA PATRIOT Act?
What KYC checks does Xoom perform on senders and receivers in the U.S. and abroad?
What does the banking consolidation graphic represent or explain?
Are US bank stocks affected more by Eurozone concerns or domestic protest movements?
What is considered the best international online payment system today?
How does PayPal comply with or work around KYC requirements under US law?
What KYC checks does Xoom perform on senders and recipients across different countries?
What are the biggest IT hurdles for small businesses today?
Can you open a merchant account without having a credit score?
How can someone obtain a merchant account without a credit history?
How can credit card debt be transferred or assigned to another person?
What are the lowest-cost options for international bank or money transfers?
What are some leading money transfer and e-commerce solutions used by international businesses?
Would users be interested if Simple enabled low-cost global electronic payments in multiple currencies?
Is it possible to transfer your credit card debt to another person?
Which methods are cheapest for international bank and money transfers?
What are top money transfer and e-commerce solutions for global businesses?
Would users value a service like BankSimple to pay nearly any global account with good rates and support?
Could a sharing-economy startup like Getaround succeed in Pakistan?
Could a peer-to-peer car sharing model like Getaround succeed in Pakistan?
How strong is the e-commerce growth potential in Bangladesh?
Can PayPal transfer funds from a U.S. account to a foreign bank account you open abroad?
Which banks provide free international wire transfer services?
Which bank is best for receiving international wire transfers?
Is Western Union legally classified as a bank, and how do they avoid that designation?
What details are stored on a hotel key card’s magnetic stripe?
Which online marketplaces are good for selling recycled fashion designer pieces?
How can I launch a curated online shop or resell different brands?
Which US city is the best base for an international e-commerce business?
Why hasn’t Nepal built a reliable online credit and debit card payment system yet?
Who offers ready-made loyalty program solutions?
What is the best fully online service for sending money from the UK to India?
What’s the best fully online service to send money from the UK to India?
What’s the outlook for e-commerce in the fast-moving consumer goods sector?
Which US banks support international transfers through online banking?
What impact does New York’s money transmitter licensing have on companies without a physical presence there?
Should American entrepreneurs consider finding co-founders in India?
Which U.S. banks let customers send international transfers via online banking?
What are some of the most impressive LEGO creations ever made?
How does New York’s licensing rule affect money transmitters without in-state offices?
How do small businesses track and manage their financial performance?
How can businesses accept wire transfers reliably without losing money to fees?
How do small businesses track and manage their finances effectively?
What’s the total number of small businesses in the U.S.?
How can someone start a home-based baking business?