Faisal Khan

Answer to: In online payments, what does tokenization mean?

Answer to: What is 3D Secure, how does it protect transactions, can it increase checkout drop-offs, and are there alternatives?

Answer to: What advantages does Stellar offer compared with Ripple?

Answer to: How common is it today for employees to receive salaries paid in Bitcoin?

Answer to: What are some potential disruptions that could significantly change credit card usage?

Answer to: What is your opinion of the BitLicense regulations proposed by Ben Lawsky?

Answer to: If a bank claims to be building a more customer-centric culture, what should customers actually experience?

Answer to: What is the current state of banking regulation across African countries?

Answer to: Will virtual currencies eventually replace physical cash?

Answer to: Do P2P remittance firms like TransferWise require large amounts of capital to sustain their very low pricing?

Answer to: How many Asian countries use real-time gross settlement systems similar to India’s Aadhaar-enabled payment system?

Answer to: Do large international companies move money globally using the same banks and tools like PayPal that individuals use?

Answer to: What value does a global acquiring bank bring to merchants and payment businesses?

Answer to: Which startups are currently active in the money transfer and remittance space?

Answer to: Why do electronic payments get authorized in seconds but take 2–3 days for clearing and settlement?

Answer to: What wireless or hardware solutions exist for international money transfer agents, and are there Stripe-like platforms for payments?

Answer to: Why do US banks typically charge around $30 for sending a wire and $12 for receiving one between businesses?

Answer to: Is it possible to open a US bank account remotely while living outside the United States?

Answer to: Which payment gateways are available in Pakistan?

Answer to: What are the steps involved in setting up a remittance or money transfer business?

Answer to: How can someone launch a prepaid debit or credit card program with a bank without being a resident of that country?

Answer to: What exactly are ACH fees and who charges them?

Answer to: What do customers typically expect from an online payment gateway?

Answer to: What is the most efficient way to pay Elance freelancers from Pakistan if I don’t have PayPal or a credit card?

Answer to: Can non-US citizens open bank accounts in the United States, and which banks are generally more foreigner-friendly?

Answer to: Is it legally necessary to be a bank to move money, or can individuals or companies transact money if they build their own system?

Answer to: How common is coordination or cooperation between central banks across different countries?

Answer to: Is it possible to transfer foreign currency between two local bank accounts in another country, and if so how, or why not?

Answer to: How can we build a proof of concept for an agent-banking solution?

Answer to: What is the best way to receive money anonymously?

Answer to: I’ve designed a card that could replace credit and debit cards—how can I bring it to market?

Answer to: Why do payments like Chase QuickPay show a “pending” status?

Answer to: Do you need to link a credit card to Bitcoin in order to use it for payments?

Answer to: Do Bitcoin exchanges sell or share user data?

Answer to: Which financial API should be used to build a free or near-free bank ACH transfer app similar to Venmo or Square Cash?

Answer to: What are the implications of providing personal information to Xoom when sending over $10,000 within six months?

Answer to: Why does the U.S. have so many banks compared to many Asian countries dominated by a few large banks?

Answer to: In Europe, what is the best way to regulate Bitcoin under financial law—fit it into existing frameworks or create dedicated regulation?

Answer to: What is Bitcoin, how does it function, is it legal, and who created it?

Answer to: Do direct banks such as Ally Bank follow the same regulatory requirements as traditional banks?

Answer to: How are savings handled by Automated Savings apps like Digit insured by the FDIC?

Answer to: If we build a ticketing platform like Eventbrite that rewards users for sharing sales, do we need an MSB license?

Answer to: If I beta-launch a marketplace that holds funds in escrow or for 24–48 hours, would I need a money-transmitter license?

Answer to: What types of companies and business models are built around Bitcoin?

Answer to: With BitPay, are bitcoins collected from customers deposited into a business bank account via ACH?

Answer to: If global GDP is around $71.83 trillion but derivatives total about $350 trillion, why is the derivatives market so much larger than the real economy?

Answer to: Mobile payments have launched in Pakistan, but I rarely see merchants using them—how do these systems work and who is accepting them?

Answer to: Given the huge compliance fines banks have paid, how can they reduce human error—perhaps with checklists—to avoid such failures?

Answer to: How does an online money transfer actually work from a technical and process standpoint?

Answer to: How can mobile wallets save consumers about 1% on every purchase compared to card payments while improving the shopping experience?