Community Q&A
Questions
3,063 questions answered by experts in payments, banking, and financial services.
Do hotels typically charge guests for internet access?
What are practical ways to earn money online?
What payment gateways support merchants operating in Southeast Asia?
How popular is PayPal for online payments and services in Southeast Asia?
Are ATM fees driven by real technical costs or mainly bank profit?
Can non-US residents get and use a US bank-issued credit card while living abroad?
Which online payment processors allow cash-advance transactions?
What is the most cost-effective way to send a wire transfer from the U.S. to Europe?
Money Transfers: How much commission does a Western Union or MoneyGram agent earn per transaction?
What qualities or features would you prefer in a bank?
Are current anti–money laundering rules helping or harming the U.S. financial system?
Is it safe to give someone your bank wire details?
What are best practices for secure user authentication in online banking?
How does PayPal Here stack up against Square?
Why do banks maintain such a large number of physical branches?
Does a personal loan function similarly to an overdraft, or does it involve regular cash repayments?
What particular IT control standards are required by financial regulators in Asia?
Online Payment Gateways and Processing: Can someone explain the likely reasons behind Nokia Money shutting down in India?
What would be the estimated cost of creating in-house payment processing and escrow operations?
How does PayPal Here compare with Square for in-person payments?
Why do banks continue to maintain so many physical branches?
Does a personal loan function like an overdraft or require structured repayments?
What IT control requirements are commonly imposed by Asian financial regulators?
Why did Nokia Money shut down in India?
What would it cost to build an internal payment processing and escrow system?
Do any online credit-card gateways pass transaction fees directly to the customer instead of the merchant?
Which courses are most effective for learning how to earn money online?
Why does Visa not maintain an official presence on Twitter?
American Express: How widespread is traveler’s check fraud?
What is an efficient method for sending or receiving over $100,000 online in a single transfer?
Money Transfers: Does RIA Financial have different pricing for small shops versus large partners, and how is their fee structure organized?
What are the biggest international ATM networks, and what are the financial implications of joining them?
Besides capital, what requirements must be met to acquire a regional bank?
Do any U.S. banks or credit unions allow customers to hold accounts in foreign currencies?
What’s the difference between a wire transfer and a telegraphic transfer?
Can Stripe settle payouts to international bank accounts?
What’s required to run an SMS subscription service in Pakistan?
What is the difference between a wire transfer and a telegraphic transfer?
Can Stripe settle funds directly into international bank accounts?
Why does India’s RBI strictly regulate incoming overseas payments?
Which foreign banks operate branches in Charlotte, North Carolina?
Which offshore or international bank is considered safest for protecting funds?
What are Commerzbank’s fees for incoming international bank transfers?
What’s the cheapest way to send money from the U.S. to Russia?
Why does the Reserve Bank of India strictly regulate overseas incoming payments?
Are there foreign banks that operate branches in Charlotte, North Carolina?
Which offshore or international banks are considered safest for holding funds?
What fees does Commerzbank charge for receiving international wire transfers?
What is the cheapest way to transfer money from the United States to Russia?
Is it possible to open multiple accounts within one bank?
What are the necessary requirements to establish a bank?
Are banks required to disclose fraud-related losses publicly, such as in call reports?
What is required to build a PayPal-like payment service that enables online payments and money transfers through the Internet or branded credit/debit cards?
Which Pakistani bank is most advanced digitally and strongest in social media performance?
Can a bank run occur digitally without physical withdrawals?
How would you explain PayPal to an 18-year-old with no prior experience in online payments?
What does it take to build a PayPal-like payment service that enables online payments and money transfers (and possibly branded cards)?
How can I generate income without traditional employment?
How does someone begin trading stocks?
Which bank is ideal for managing accounts in multiple currencies?
Which U.S. banks provide euro-denominated bank accounts?
Can additional deposits be made into an existing certificate of deposit (CD)?
Online Payments: What is the most effective way for a startup to accept international bank transfers?
How might the Visa–JPMorgan partnership affect the payments industry?
How does a credit/debit card transaction actually function behind the scenes?
Which topics would be most engaging in an m-payment workshop for developing countries?
Would banks invest in new payment rails if it allowed them to dominate digital payments like they dominate card networks?
How does banking transaction software interface with ACH networks?
Why are many institutions reluctant to partner with Bitcoin-related businesses?
How does the payments ecosystem function, and what is the end-to-end workflow from a merchant’s transaction to the acquirer?
What’s required to build a card-present payments system from scratch, and are there open-source options?
Do Visa and Mastercard run private processing networks, and why not use the public internet instead?
What does it actually cost a bank to process a check?
Why are card processing fees charged to the merchant rather than the cardholder?
What is required to build a card-present payment system from scratch, and is open-source software available?
Do Visa and MasterCard operate private payment networks, and why don’t they rely solely on the public internet?
What is the real cost incurred by a bank when processing a check?
Why are credit card processing fees charged to merchants instead of cardholders?
Does a bank safe deposit box function as a Faraday cage?
For an e-commerce business, what is the best method to offer users a secondary payment processor?
Which types of remittance services do you personally use?
Why do card networks charge merchants a percentage of each transaction?
Why do credit card networks charge merchants a percentage-based transaction fee?
What technology enables platforms to take a commission while users sell products within a social network?
How can I launch a legally compliant online business?
What advantages does an American Express corporate card offer in India?
How can I find statistics on the number of bank accounts by country?
Are there banking products specifically designed for children aged 7–14?
Which bank has the widest global branch or ATM presence?
Do Pakistani banks maintain internal credit scores for customers?
If you could only pick one social network, which would it be and why?
What perks come with holding an American Express corporate card in India?
What inspired you to begin managing your personal finances?
Where can I find statistics on the number of bank accounts by country?
Do banks offer special programs or accounts for kids aged 7–14?
Which bank operates the largest branch network globally?
Do Pakistani banks track and maintain customer credit scores?
Which service is best for sending money to my husband in Africa?
What are the key security risks of using PHP or other scripting languages for financial web apps compared to Java?
Can someone open a U.S. bank account without owning a U.S. business?