Topic
Payments
Payment rails, processing, gateways, and settlement systems
Articles & Guides(2)
Simplify payments across 200+ markets
Adyen's unified commerce platform helps businesses accept payments, protect revenue, and control finances — all from a single integration.
Explore the platformQuestions & Answers(198)
Why do US banks require the full legal name of foreign beneficiaries for international wires?
Has Obopay been acquired by AlertPay?
Which affiliate networks should startups consider joining?
How can someone check if their identity has been used in a fraudulent wire transfer?
What does an anti-money laundering certification typically cost?
Why do many self-proclaimed payment-processing experts provide inaccurate information?
Which POS terminal is currently the most advanced on the market?
What is Hawala and How Does it Work?
What happens if you write a check for negative one dollar and someone tries to cash it?
What payment methods are teenagers most comfortable using for web services or e-commerce?
Who offers ready-made loyalty program solutions?
What alternative payment methods are most used in international B2B transactions?
What are realistic ways to make money online today?
Online Payments: What are the main success factors in the remittance industry?
Is it possible to wire money directly between banks in Russia and the United States?
Who has the authority to issue fiat currency?
What’s the best solution for a nonprofit group to accept credit card payments for memberships online?
Which online payment solution is suitable for collecting personal-fundraiser donations in Singapore while remaining legally compliant?
How difficult is it to legally transfer $800,000 (or any large amount over $100,000) from Pakistan to another country such as Australia, and what is the process?
How difficult is it to enter the African money-transfer market?
When did Visa become a publicly traded company?
Are all U.S. dollar transactions routed through the United States?
How costly is it to launch a payments or mobile wallet startup?
Why are card processing fees charged to the merchant rather than the cardholder?
What details must you provide to send an ACH money transfer?
What are some inspiring success stories about SaaS customer support?
How can someone pay rent using a credit card?
Which payment gateways work well for small online merchants?
Which countries accept M-PESA or similar mobile money systems?
Why is PayPal not available in Pakistan?
Can wire transfers be reversed in cases of fraud, and what recourse does a defrauded customer have?
What protection does a crossed cheque provide?
What’s the most effective way to find and attract new clients?
How can I earn money independently on my own?
Online Payments: How can I create a Dwolla-style payment service in another country?
Do you think an ACH can be rejected (incurring reject fees) if we verify the balance ahead of time?
Why do major payment processors all charge roughly the same fee (2.9% + $0.30)?
What major challenges do new Etsy sellers encounter?
Online Payments: What is the typical chargeback rate for U.S. merchants?
Payment Processing: What technologies and systems power gift cards?
Can companies place a memo-post on an account—via ACH or other means—before the actual funds arrive?
Where can reliable data on global money flows be accessed?
What is the best way to transfer money from the U.S. to Pakistan?
How can I build a two-factor authentication payment gateway that complies with RBI rules?
What electronic payment options are available for businesses in Canada?
Online Payments: What banking solutions support peer-to-peer and peer-to-business lending startups?
Online Payments: What are some alternatives to Payoneer?
Is nationwide coverage guaranteed?
Can payment-card issuers decline a transaction when the merchant does not provide billing-address information?
Are there tax implications when transferring money internationally via credit or debit card?
Which payment gateways are recommended for accepting online payments from U.S. customers?
Can offshore accounts be traced?
What free online marketing tools do small businesses find most effective?
Is digital marketing to Hispanic audiences shaping up to be the next big opportunity?
How can aspiring entrepreneurs with no business background prepare — through courses or finding experienced partners?
Is escrow.com a trustworthy platform for secure transactions?
Online Payments: What alternatives exist to credit cards and PayPal in developing countries?
What is the minimum ACH debit settlement time needed to reduce fraud risk?
Why do international money transfers require time to complete?
Why should we trust that small U.S. businesses can generate sufficient employment?
Why do stores accept only certain credit cards?
What advice would you give to someone ready to launch a business with a name and idea in place?
How did you earn your first billion dollars?
How do Pakistani software companies manage recurring payments when no local e-payment infrastructure exists?
At what exchange rates are international wire transfers executed?
What is the simplest method of laundering money?
When I transfer money from my bank to PayPal, where does the money actually go behind the scenes?
Why do only certain websites require an extra 3-D Secure authentication step during online payments?
What is the best way to ensure international clients pay on time?
How does American Express FX International Payments compare to options like Xoom?
Will Facebook ever introduce a PayPal-like service?
What is the difference between a pay-through account and a correspondent account?
Why does Xoom restrict or ban accounts spending over $3,000 per month?
In which countries does PayPal offer its full feature set rather than acting only as a simple payment gateway?
Online Payments: With digital wallets becoming more common, is there a future for an app that converts spare coins into bank deposits or merchant gift cards?
How can someone get started in the bail bonds business?
Where can you access data on aggregated credit card transactions?
What should someone know in order to build an e-commerce payment system in a developing country?
Are there any open-source software solutions designed specifically for the money transfer industry?
After exchanging currency on CurrencyFair, how can you access your funds?
If an ACH network offers multiple settlement cycles per day, are participants required to submit files for each cycle?
Is launching a small ISO payment-gateway reseller business a good opportunity in a smaller European market?
Why do processors exist — why don't Visa and Mastercard directly handle all transactions themselves?
What does it cost to manufacture a U.S. penny?
Do the British Virgin Islands use an ACH system?
How can web apps prevent fraudsters from abusing ACH to steal from compromised bank accounts?
Is it better to exchange currency before leaving your country or after arriving in the destination country?
What is a good payment gateway option for a donate-to-invest type platform?
What direction is the Indian rupee likely to take from here?
Are there technology startups operating in Pakistan?
When does it make sense for a small company to start paying for dedicated office space?
I have been scammed out of money online—how can I make the other party repay me?
What’s the story of Kevin Mitnick’s hacking and cybersecurity career?
What’s the most effective method to accept international online payments?
How can money laundering involving as much as $6 billion occur?
Are Visa and Mastercard owned by the same company?
How strong is the e-commerce growth potential in Bangladesh?
Legal (U.S.): After the Liberty Reserve arrests, how did their violations differ from the accusations made against HSBC?
What makes an ACH account number unique in the United States?
What solutions or tips can help small businesses avoid high credit-card processing fees?
Will Facebook eventually introduce its own person-to-person money-transfer feature?
How does PayPal Here compare to Square?
How can someone with no credit use a high income to build credit more quickly?
Should online stores offer more payment options to customers?
What’s the best method to add a Q&A section to an e-commerce site?
What percentage of U.S. customers opt in to telemarketing, email, or postal marketing?
Are users who buy virtual currency on one platform likely to spend on others?
Where can I find an Address Verification System (AVS) service that only verifies addresses and does not process credit cards?
What refund options exist for users canceling processed virtual currency purchases?
What improvements could make PayPal better for users and businesses?
What’s the top payment gateway for merchants in the Netherlands?
Is it possible to track and analyze where money flows?
Which U.S. bank offers the lowest-cost international wire transfers?
What is the best travel card for an Indian student visiting the U.S. for a three-month externship?
What are the main issues with the U.S. Money Service Business model?
What’s involved in creating and running a payment bureau?
Which payment gateway works best for a Dubai-based small business selling worldwide?
Can a non-UK startup open a PayPal UK business account using a shared office address like TechHub?
Is SWREG.org a practical alternative to PayPal for online payments?
What companies or products complement the mobile payments and NFC industry in Asia today?
Why hasn’t Nepal built a reliable online credit and debit card payment system yet?
Which US city is the best base for an international e-commerce business?
Which TED Talks give the most value to entrepreneurs?
How can I launch a curated online shop or resell different brands?
Which online marketplaces are good for selling recycled fashion designer pieces?
What details are stored on a hotel key card’s magnetic stripe?
What’s the best way to get an online business off the ground?
How should you approach competitors if your startup’s growth stalls?
What safe online services besides PayPal, Xoom, and banks can send money internationally straight to bank accounts?
How does Square enable credit card payments without requiring a traditional merchant account?
What legal requirements are essential for a UK-based international money transfer startup?
Which companies provide money order processing?
Is it possible to pay a U.S. mortgage using a debit card?
Which acquiring bank or partner works best with QuickPay for international payments?
How does credit card processing function, and what services do companies like Authorize.net provide?
What technical and administrative steps must a U.S. business take to accept foreign credit cards?
What reliable online payment providers exist in the UAE besides PayPal?
Which payment platforms in Korea work as alternatives to PayPal?
How can someone set up an overseas merchant account remotely?
What’s the quickest and easiest way to earn a dollar online?
How can someone with no experience begin saving and investing from the ground up?
How can I send $1,500 from the U.S. to Australia while minimizing fees?
Which online service is most cost-effective for registering multiple S/C-corporations in the U.S. and obtaining EINs?
Should mobile payment platforms charge merchants or remain free to use?
What third-party billing services allow acting as an intermediary—collecting customer payments, taking a cut, and paying merchants?
What payment systems work best for selling software online?
Which e-commerce platforms let customers buy credits for future purchases?
What are the key security risks of using PHP or other scripting languages for financial web apps compared to Java?
Which online payment processors allow cash-advance transactions?
How popular is PayPal for online payments and services in Southeast Asia?
What payment gateways support merchants operating in Southeast Asia?
What inspired you to begin managing your personal finances?
What are practical ways to earn money online?
Do hotels typically charge guests for internet access?
What payment gateway works best for selling digital content in Europe and South America?
Why does PayPal face legal and regulatory hurdles in India compared to 2Checkout?
Which payment processors accept adult industry transactions?
How much cash is generally sitting inside ATMs at any given time?
What are the reasons behind low adoption of online payments among Indian users?
How can I pitch my startup idea engagingly to keep people interested?
What creative strategies can a fashion e-commerce site use to acquire customers?
What should you do if you want to leave your 9-to-5 but lack a business idea you’re excited about?
Is acquiring a defunct company better than starting a new one from scratch?
What other technologies can replace QR codes for payments or marketing?
Do telecom companies have exemptions from money transmission regulations, and why?
What’s the most constructive way to tell a startup its idea isn’t strong?
How does Airizu process payments for its platform in China?
Are customers more likely to buy a plugin with a monthly subscription or a one-time higher price?
How hard is it for a new graduate to secure angel or VC funding for a consumer internet startup in Dubai?
What regulations govern mobile payment systems?
For a new e-commerce startup, is it smarter to work directly with a bank or use a gateway like Authorize.net?
What are the best global alternatives to PayPal for payments?
What mistakes should startups avoid when entering the international money transfer market?
How promising is the e-commerce market in Sri Lanka?
Which bank is best for receiving international wire transfers?
Which banks provide free international wire transfer services?
Can PayPal transfer funds from a U.S. account to a foreign bank account you open abroad?
How do corporations move billions of dollars safely between companies?
What’s the best Twitter strategy for responding to angry customers?
What are some of the most impressive LEGO creations ever made?
Can an Italian shop resell goods bought from foreign websites?
Which Canadian payment processors handle foreign currencies most effectively?
How can merchants in Mexico accept customer payments through SMS?
If you had $1M for a business (no storefront allowed), what would you launch?
What’s the size of the global money transfer market?
What are the lowest-cost methods for transferring money internationally?
How can you add an email signature that’s professional but not pretentious?
What’s the best way to ship business products efficiently and cost-effectively?
Is it better to sell computers on eBay or create your own e-commerce site?
Which currency note currently holds the highest value?
Which bank handles Apple’s iTunes and App Store payment processing?
How does Bank of America determine exchange rates for incoming wires?
How does PayPal comply with or work around KYC rules under the USA PATRIOT Act?
What are the steps to build a peer-to-peer payments platform?
What perks come with holding an American Express corporate card in India?
Why do stores require signatures on credit card receipts and swipe machines?
What are the biggest IT hurdles for small businesses today?
What’s the best online payment solution for startups selling internationally?