A capture fee is a charge that a gateway, processor or acquirer may apply at the moment a merchant captures a card transaction. Capture is the step after payment authorization in which the merchant confirms the final amount and submits the payment for clearing and settlement, a process described under payment capture. Providers that price each processing step separately may charge one fee for the authorisation request, an authorization fee, and another for capture, while many bundle both into a single per-transaction price. Capture fees matter most for merchants that use delayed capture or split one authorisation into several captures, for example when an order ships in parts, since each capture may be charged. Merchants comparing offers should check whether a quoted rate includes capture, refunds and voids, as these step fees add to the overall cost of card acceptance.