An account title is the name in which a bank account is held, exactly as the bank has recorded it: a person's full legal name, the registered name of a company, or a joint or trust style such as "A and B" or "X as trustee for Y". The term is standard in South Asia and the Gulf, and elsewhere the same field is called the account name or beneficiary name. On a wire transfer the sender quotes the title together with the account number or IBAN.
Banks traditionally routed payments on the number alone, so a wrong title did not always stop a payment, which fraudsters exploited. Name-matching services now compare the two before money moves: an account title fetch in Pakistan, Confirmation of Payee in the United Kingdom and similar checks elsewhere. A difference between the quoted and recorded title is a common cause of a beneficiary account mismatch and of returned cross-border payments.