Faisal Khan

Answer to: When will physical cash and coins fully disappear?

Answer to: What forms of money or payment methods do you expect to use in the future?

Answer to: Is it possible to send money anonymously through Western Union?

Answer to: Why do developing countries rely heavily on prepaid mobile services?

Answer to: How did banks transmit international payment instructions before SWIFT existed?

Answer to: Can I use only Payoneer’s virtual card without receiving a physical card?

Answer to: Which global payroll platform offers the lowest fees and widest coverage?

Answer to: Why don’t banks explain why they freeze or close accounts?

Answer to: How can an overseas Pakistani file a tax return with no income source?

Answer to: What’s the fastest way to send money to the Philippines besides Western Union, MoneyGram, and Xoom?

Answer to: Do economists classify balances in Venmo or PayPal accounts as part of M1 or M2 money supply?

Answer to: What role do US banks play in international money transfers?

Answer to: When sending money to a foreign bank in another currency, which bank performs the FX conversion—the sender’s bank or the receiver’s bank—and whose exchange rate is used?

Answer to: Which companies offer API-based ACH pay-ins and payouts?

Answer to: Can correspondent agreements include more than two money transfer parties?

Answer to: Do FinCEN-registered businesses still need state money transmitter licenses?

Answer to: Which is better for African correspondent banking: Turkey or the UAE?

Answer to: What is the difference between deposit-taking and non-deposit-taking financial institutions with examples?

Answer to: Why do money transfer companies struggle to access card processing services?

Answer to: Why does Nigeria have a parallel exchange rate market for the naira?

Answer to: Can funds be transferred from a bank account into Payoneer?

Answer to: How can I identify a merchant’s name using only the merchant ID (MID) from my bank statement?

Answer to: Do I need a money transmitter license if I collect money on behalf of someone in another country (e.g., Ghana) and pay them out monthly to reduce micro-transaction fees?

Answer to: If I receive money in the US on behalf of someone else to make an online purchase for them (they live outside the US), am I considered a money transmitter?

Answer to: What regulations would apply to a peer-to-peer money transfer platform (like a TransferWise/Wise matching model) if the platform never touches customer funds and only matches users?

Answer to: What would happen if someone stole $0.10 from every bank account in the world, but later paid it back using their invested billions?

Answer to: How are US money transmitters surviving “de-risking” (loss of banking relationships), and what workarounds do they use?

Answer to: Can a fintech startup legally rent a money transmitter license?

Answer to: Is there profit potential in launching a remittance business focused on Somalia?

Answer to: Will money transfer operators be disrupted by Facebook’s Novi?

Answer to: How can an international business access SquareCash, Venmo, or PayPal APIs?

Answer to: What is the difference between white-label sponsorship and being an agent of a money transfer company?

Answer to: What alternatives to SWIFT exist for international payments?

Answer to: Can I send funds from Pakistan to Australia using TransferWise/Wise?

Answer to: Is the Payoneer card a credit card or prepaid debit card?

Answer to: Who regulates international money transfers globally?

Answer to: Can you recommend law firms that specialize in US payments and money transmission regulation?

Answer to: Are TransferWise borderless account balances visible to tax authorities?

Answer to: Can PayPal payments be sent without revealing the sender’s name?

Answer to: Why do bank transfers still take days to complete?

Answer to: Which large companies missed out on the payments opportunity?

Answer to: Can USD cash be used for everyday transactions in Venezuela (like taxis and meals), or do I need bolivars?

Answer to: Should I use Bitcoin or TransferWise/Wise to transfer money to myself internationally if I’m not in a rush but want to minimize FX “racketeering” fees?

Answer to: Why is Bank of America’s ACH transfer process so slow?

Answer to: Can someone split $1B across multiple FDIC-insured banks and live off the interest legally?

Answer to: How can a non-resident obtain a high-risk merchant account in the US?

Answer to: Do US authorities monitor PayPal transactions for illegal activity?

Answer to: What should be entered in SBI remittance instructions for foreign transfers?

Answer to: Which currency has the highest value globally today?

Answer to: Can TransferWise balances be withdrawn as cash?