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Home Delivery (Remittances)

Cross-Border and FX SystemsUpdated 15 Nov 2026

Home delivery, in money transfer, is a payout method in which the money sent from abroad is brought in cash to the recipient's home or workplace. The sender chooses it when ordering the transfer and gives the recipient's full address and telephone number. A local payout partner, often a bank, courier firm or specialist delivery company, then carries the cash to the door, checks the recipient's identity document and obtains a signature before handing it over.

The service has been most common in corridors to Vietnam, the Philippines, the Dominican Republic and parts of North Africa, where older or rural recipients may live far from a receiving agent and have no bank account. It usually carries a higher remittance fee and takes one to several days, compared with minutes for cash pickup. Its share of remittances has fallen as bank deposit and mobile wallet payouts have spread.

Last updated 15 Nov 2026