Banking Licenses

New Banking License

What is a New Banking License. A new banking license is a regulatory authorization that allows a company to offer banking services using modern, often digital-first business models.

Neo Bank License

What is a Neo Bank License. A neo bank license refers to the regulatory authorization that allows a neo bank to legally offer banking services, often through a fully digital model.

Federally Chartered Banks

What are Federally Chartered Banks. Federally chartered banks are financial institutions in the United States that receive their banking charter from the federal government rather than from an individual state.

De Novo Bank License

What are De Novo Bank License. A De Novo Bank License is the regulatory approval granted to establish a new bank, often referred to as a "de novo bank." The term “de novo” comes from Latin, meaning “from the beginning,” highlighting the startup nature of these institutions.

Basel III

What is Basel III. Basel III is a globally accepted set of banking regulations designed to make banks stronger, safer and more resilient during economic stress.

Applying for a Banking License in the US

What Is Applying for a Banking License in the US. Applying for a Banking License in the US refers to the formal process of obtaining regulatory approval to operate as a legally recognized bank within the United States.