ADGM Financial Services Regulatory Authority (FSRA)

Overview

Official Regulator of Abu Dhabi Global Market (ADGM) | Independent Integrated Financial Services Supervisor

The ADGM Financial Services Regulatory Authority (FSRA) is the independent, integrated supervisor responsible for the authorization, supervision, and enforcement of all financial services entities operating within the Abu Dhabi Global Market (ADGM). Established as part of ADGM's operational launch in October 2015, the FSRA operates within a common law legal and regulatory ecosystem modeled on internationally recognized standards and best practices.

The FSRA's mandate encompasses comprehensive oversight of banking, investment services, insurance, collective investment schemes, market infrastructure, payment services, virtual assets, and fintech activities. The Authority operates autonomously to advocate for a progressive financial services environment while safeguarding the integrity of ADGM as a leading international financial centre.

Key Characteristics

• Regulatory Scope: All sectors of financial services (banking, capital markets, insurance, digital assets, payments)
• Regulatory Model: Integrated supervisor with unified authorization and enforcement framework
• Legal Framework: Common law-based regulations modeled on UK Financial Services and Markets Act 2000 (FSMA)
• Geographic Jurisdiction: Abu Dhabi Global Market (free economic zone spanning Al Maryah Island and Al Reem Island)
• International Standing: IOSCO multilateral MoU signatory, IAIS MMoU signatory, established regulatory cooperation agreements with major financial centers

Basic Identity

• Profile Version: 1.0
• Last Updated: 2026-04-05
• Confidence Score: 98
• Profile Status: Complete
• Verified Sections: Overview, Regulatory Authority, Financial Services Regulation, Payment Services, Enforcement, International Coordination
• Sections Requiring Verification: Consumer Protection (fund details), Virtual Assets Derivatives Framework
• Next Review Date: 2026-10-05
• Entity Status: Active, Operational

This regulatory entity profile is maintained for informational purposes and reflects publicly available information regarding the ADGM Financial Services Regulatory Authority. Users requiring regulatory guidance or compliance determination should consult directly with the FSRA through official channels. This profile does not constitute legal advice or regulatory guidance.

Classification

Inclusion Justification

What This Entity Oversees

Regulated Activities and Sectors

The FSRA regulates the full spectrum of financial services activities in ADGM:

Banking and Deposit Services

• Commercial Banking: Core banking services, lending, deposit-taking
• Islamic Banking: Sharia-compliant banking activities subject to FSMR Islamic Finance Module
• Prudential Standards: Capital adequacy, liquidity requirements, large exposure limits
• Deposit Protection: Framework for customer deposit safeguards

Capital Markets Services

• Investment Services: Securities dealing, investment advisory, portfolio management, underwriting
• Market Infrastructure: Regulation of exchanges, multilateral trading facilities, systematic internalisers, clearing houses
• Listing Authority: Prospectus approval, securities admission to official list, ongoing disclosure requirements
• Market Conduct: Insider dealing and market manipulation prevention, best execution requirements

Insurance Regulation

• General Insurance: Property, casualty, liability insurance underwriting and distribution
• Life Insurance: Long-term insurance products, reinsurance
• Prudential Supervision: Solvency requirements, technical reserves, investment rules for insurance assets
• Consumer Protections: Policy holder protections, claims handling standards

Asset Management and Collective Investment Schemes

• Investment Management: Discretionary portfolio management, investment advisory services
• Collective Investments: Regulation of mutual funds, hedge funds, private equity funds, real estate investment schemes
• Custodial Services: Safekeeping of client assets, administration services
• AIFM Compliance: Alternative investment fund manager authorization and supervision

Supervisory Approach

Risk-Based Supervision: The FSRA employs a risk-based supervisory approach, allocating supervisory resources based on assessed risk profiles of regulated entities. Higher-risk entities receive enhanced supervision including on-site examinations.

Regulatory Dialogue: The FSRA maintains ongoing communication with authorized entities through regulatory reporting, regulatory meetings, and compliance reviews to ensure adherence to regulatory expectations.

Regulatory Rulebooks: The FSRA has published comprehensive rulebooks covering:

• Prudential Sourcebook (capital, liquidity, governance requirements)
• Conduct of Business Sourcebook (client protection, fair dealing standards)
• Anti-Money Laundering and Sanctions Rules
• Market Conduct Module
• Islamic Finance Module
• Listing Rules
• Fund Management Module

Supervisory Framework

The FSRA conducts ongoing supervision of authorized entities through multiple mechanisms:

On-Site Examinations

• Full Scope Examinations: Comprehensive assessment of governance, compliance, financial soundness, risk management
• Targeted Examinations: Focused reviews addressing specific risk areas (AML/CTF, market conduct, operational resilience)
• Examination Frequency: Risk-based determination; higher-risk entities examined more frequently
• Examination Powers: Right to access premises, records, systems; right to interview staff; right to require information from related parties

Off-Site Supervision

• Regulatory Reporting: Entities submit regular financial reports, prudential returns, compliance certifications
• Data Analysis: Supervisory intelligence unit analyzes reported data for anomalies and risk indicators
• Compliance Review: Assessment of adherence to regulatory rulebooks through documentation review
• Regulatory Meetings: Periodic meetings with senior management to discuss regulatory expectations and emerging risks

Prudential Supervision

The FSRA supervises key prudential metrics including:

• Capital Adequacy: Minimum capital ratios, capital composition requirements, capital planning
• Liquidity Management: Liquidity coverage ratios, net stable funding ratios, intraday liquidity
• Concentration Risk: Large exposures limits, connected party lending restrictions
• Asset Quality: Loan loss provisioning, asset classification standards, impairment assessment
• Interest Rate Risk: Interest rate risk in banking book monitoring and management requirements
• Operational Risk: Operational resilience standards, business continuity requirements, cyber security standards
• Market Risk: Trading book capital requirements, value-at-risk limits, stress testing

Regulatory Reporting

Authorized entities are required to file periodic regulatory returns including:

• Financial Statements: Quarterly and annual audited financial reports compliant with IFRS and FSMR requirements
• Prudential Returns: Capital adequacy reports (CAR), liquidity returns, asset quality reports
• Compliance Certifications: Regular attestations by senior management confirming compliance with regulatory requirements
• Transaction Reporting: Detailed transaction records and trading data for market conduct supervision
• AML/CTF Reports: Suspicious transaction reports (STRs), large transaction reports, beneficial ownership information

Regulatory Meetings and Engagement

The FSRA requires authorized entities to maintain robust channels of communication:

• Annual Regulatory Meetings: Meetings with senior management and boards of directors to discuss regulatory strategy and expectations
• Thematic Reviews: Periodic discussions focused on specific regulatory priorities or emerging risks
• Regulatory Updates: Regular bulletins and regulatory alerts communicating changes to expectations or regulatory priorities
• Remediation Discussions: Where deficiencies are identified, meetings to establish remediation timelines and procedures

Investor and Consumer Safeguards

The FSRA implements comprehensive consumer protection frameworks ensuring fair treatment of retail customers and protection against financial harm.

Fair Dealing and Conduct Standards

Authorized entities must adhere to FSRA Conduct of Business rules requiring:

• Fair Pricing: Transparent pricing of services, prohibition of excessive charges
• Suitability Assessment: For advisory services, assessment that recommendations are suitable for client circumstances
• Information Disclosure: Clear written information on products, risks, fees, and terms
• Conflict of Interest Management: Disclosure of material conflicts, mitigation procedures
• Best Execution: Execution of orders on terms most favorable to clients
• Record Keeping: Maintenance of client records, transaction records, and communications

Complaint Handling Framework

Authorized entities must implement robust complaint procedures:

• Complaint Receipt: Timely acknowledgment of complaints, assignment of investigation officer
• Investigation: Impartial investigation of factual allegations and review against regulatory requirements
• Response: Written response to complainant within 30 calendar days setting out finding and remedy if applicable
• Escalation: Process for unresolved complaints to reach senior management review
• Regulatory Reporting: Firms must report significant complaints to FSRA for supervisory assessment

The FSRA directly receives complaints from customers and investors regarding alleged regulatory violations or misconduct. Complaints are assessed for:

• Potential contraventions of FSMR or FSRA rulebooks
• Misconduct by regulated persons
• Risks to FSRA's regulatory objectives

ADGM Investor Protection Fund Requires verification from official sources

The FSRA administers an investor protection fund providing compensation to investors who have suffered financial loss due to:

• Insolvency of an authorized entity (where entity cannot meet claims)
• Proven fraud or misconduct by licensed personnel
• Unauthorized activities conducted by regulated entities

Protection Scope: Deposits, securities, investment assets held with authorized entities [UNVERIFIED - confirmation pending on specific coverage limits and fund structure]

Fund Administration: Fund operates on a mandatory contribution basis, with authorized entities required to contribute to the fund based on their regulated activities. Requires verification from official sources

Consumer Education and Awareness

The FSRA promotes financial literacy and consumer awareness through:

• Regulatory Alerts: Warnings about scams, unauthorized activities, fraudulent entities
• Educational Resources: Guidance documents, FAQs, and consumer guides
• Public Register Access: Public FSRA Register enabling consumers to verify regulatory status of entities claiming to be FSRA-authorized

Regulatory Powers

Administrative Enforcement Authority

The FSRA possesses comprehensive enforcement powers under the FSMR to compel compliance by authorized entities and key individuals. Enforcement actions are taken where entities or individuals contravene regulatory requirements or fail to meet FSRA expectations.

Enforcement Measures

The FSRA may impose the following enforcement actions:

Financial Penalties

• Administrative Fines: Up to AED 5 million per violation for entities; AED 1 million for individuals
• Escalating Penalties: Higher penalties for egregious or repeated violations
• Disgorgement Orders: Recovery of illegally obtained profits

Business Restrictions

• Activity Restrictions: Prohibition on specific regulated activities, requirement to dispose of incompatible business
• Client Restrictions: Requirements to cease accepting new clients or specific client categories
• Market Access Restrictions: Temporary or permanent suspension of market access privileges

Authorization Actions

• License Suspension: Temporary suspension of FSRA authorization, typically 6-12 months
• License Cancellation: Permanent revocation of FSRA authorization and regulated entity status
• Prohibition Orders: Prohibition of individuals from managing or owning regulated entities (Key Individual Prohibition)

Mandatory Actions

• Restitution Orders: Orders to return client funds or compensate harmed customers
• Business Conduct Orders: Mandatory implementation of specific governance, compliance, or operational requirements

Criminal Referrals

• The FSRA may refer breaches of FSMR to public prosecutors for criminal prosecution where conduct warrants criminal liability

Enhanced Powers for Virtual Asset Concerns

The FSRA possesses enhanced intervention powers specific to virtual assets:

• Trading Halt Authority: Power to halt dealings in a particular virtual asset where material AML/CTF concerns exist
• Accepted Virtual Assets Suspension: Ability to remove virtual asset from "accepted" list pending remediation of concerns

Enforcement Procedure

FSRA enforcement actions follow due process:

1. Investigation: FSRA investigates alleged contraventions through on-site examination, document requests, and witness interviews
2. Notice of Proposed Action: FSRA issues notice of proposed enforcement action detailing alleged violations and proposed sanction
3. Representation Period: Entity has period (typically 30 days) to provide written response and evidence
4. Decision: FSRA issues final enforcement decision and publishes summary of action (excluding confidential information)
5. Appeal: Entity may appeal to ADGM Courts within specified period; decisions not stayed pending appeal

Public Enforcement Actions Registry

The FSRA maintains public registry of enforcement actions (Regulatory Actions) accessible on its website. Published actions include:

• License cancellations and suspensions
• Prohibition orders against individuals
• Financial penalties
• Trading halts and asset restrictions

Regulatory Role and Function

Chief Executive Officer

Emmanuel Givanakis was appointed Chief Executive Officer of the FSRA in April 2021. Givanakis was instrumental in ADGM's establishment and development, playing a key role in building ADGM's legal and regulatory framework. His background includes extensive experience in financial services regulation, common law legal system implementation, and international regulatory coordination.

Governance Structure

The FSRA operates under a governance structure including:

Board of Directors: Provides strategic oversight and holds management accountable for regulatory performance

Management Team: Headed by CEO with responsibility for day-to-day regulatory operations, including:

• Director of Authorisations: Responsible for authorization of new entities
• Director of Supervision: Oversight of ongoing supervisory activities and risk assessments
• Director of Enforcement: Management of enforcement investigations and regulatory sanctions
• Chief Risk Officer: Identification and mitigation of risks to regulatory objectives
• Chief Legal Officer: Legal interpretation of FSMR and regulatory framework

Regulatory Divisions:

• Banking and Wealth Management Division
• Markets and Listing Division
• Insurance Division
• Digital Assets and Fintech Division
• AML/CTF and Market Conduct Division
• Enforcement Division

Contact and Reporting

Primary Contact Information

Address: ADGM, Al Maryah Island, Abu Dhabi, United Arab Emirates

Phone: +971 2 333 8888

Email: [email protected]

Website: https://www.adgm.com/financial-services-regulatory-authority

FSRA-Specific Contacts

• Complaints: Submit FSRA Complaints Form through website portal
• Authorization Inquiries: Authorisation department contact form via ADGM website
• Regulatory Issues: Regulatory Affairs contact through ADGM contact center
• Whistleblowing: Confidential whistleblower form available on ADGM website

Public Registers and Disclosure

• FSRA Public Register: https://www.adgm.com/public-registers/fsra
• Regulatory Actions Registry: https://www.adgm.com/operating-in-adgm/additional-obligations-of-financial-services-entities/enforcement/regulatory-actions
• FSRA Listing Authority Register: https://www.adgm.com/financial-services-regulatory-authority/listing-authority

Legal Foundation

Primary Legislation

The ADGM Financial Services and Markets Regulations (FSMR) constitutes the primary legislative framework governing financial services regulation in ADGM. The FSMR is comprehensively modeled on the UK Financial Services and Markets Act 2000 and related international regulatory best practices.

Key Legislative Provisions

The FSMR establishes and grants the FSRA the following statutory authorities:

• Authorization and Recognition Powers: Issuance of financial services permissions, authorization of market infrastructure bodies, recognition of exchanges and clearing houses
• Supervisory Authority: Ongoing supervision and examination of authorized entities, implementation of prudential standards
• Market Conduct Regulation: Oversight of fair trading practices, market manipulation prevention, investor disclosure requirements
• Enforcement Powers: Administrative penalties, business restrictions, license suspension/cancellation, criminal liability referrals
• Information Gathering: Broad investigative powers to obtain information from regulated entities and related parties
• Listing Authority Functions: Authority over offers of securities and admission to official list
• Settlement Finality: Designated authority for settlement system regulations
• Collective Investment Schemes: Regulation of funds and collective investment schemes
• Accounting and Auditing Standards: Establishment of financial reporting requirements for regulated entities

Organizational Independence

The FSRA operates as an independent statutory authority within ADGM's governance structure, with operational and regulatory autonomy. This independence ensures regulatory decision-making is not subject to political or commercial interference while remaining accountable to ADGM's governance framework.

Legal Authority Classification

Control Layer: Layer 1 (Top-tier regulatory authority)

Legal Authority Type: Binding (Regulatory decisions and rulebooks are directly enforceable against regulated entities)

Regulatory Model: Integrated supervisor (single entry point for all financial services authorization)

Licensing and Authorization Relevance

Digital Assets Regulatory Framework

The FSRA has established a comprehensive regulatory framework for virtual assets (digital assets) and blockchain-based financial activities, positioning ADGM as a leading regulator for digital asset innovation.

Accepted Virtual Assets Regime

The FSRA maintains a list of "Accepted Virtual Assets" that may be used by regulated entities for:

• Trading and custody
• Investment management services
• Settlement and clearing
• Payment services (where appropriate)

Acceptance Criteria: Virtual assets must meet FSRA criteria including:

• Established market liquidity and pricing transparency
• Robust security and custody standards
• Compliance with AML/CTF standards
• Absence of privacy-enhancing technology
• Verifiable utility and economic substance

Process: Applicants must conduct self-assessment against FSRA criteria and submit notification to FSRA (rather than seeking prior approval). FSRA may suspend or remove assets from accepted list based on emerging risks.

Prohibited Assets: The FSMR expressly prohibits regulated use of:

• Privacy coins and privacy tokens
• Algorithmic stablecoins
• Any digital asset employing privacy-enhancing technology similar to privacy coins
• Assets used primarily for speculation without economic substance

Regulated Virtual Asset Activities

Firms conducting virtual asset activities must obtain FSRA authorization. Regulated activities include:

Trading and Markets

• Multilateral trading facilities (MTFs) for virtual asset trading
• Systematic internalizers executing client orders in virtual assets
• Market making and proprietary trading in virtual assets

Custody and Safekeeping

• Custody services for virtual assets on behalf of clients
• Wallet management and private key safeguarding
• Cold storage and secure asset preservation

Investment Services

• Investment management of virtual asset portfolios
• Collective investment schemes investing in virtual assets (Virtual Asset Funds)
• Investment advisory services regarding virtual asset selection and allocation

Money Services

• Money transmission using virtual assets as payment instruments
• Payment processing and settlement using accepted virtual assets
• Foreign exchange services involving virtual assets

Virtual Asset Services Requires verification from official sources

• Staking services (provision of infrastructure for virtual asset staking arrangements)
• Lending and borrowing of virtual assets
• Virtual asset derivatives and synthetic exposures [UNVERIFIED - regulatory treatment under development]

Staking Framework

The FSRA released a framework governing "staking" of virtual assets, addressing the regulatory treatment of services enabling users to participate in blockchain consensus mechanisms:

• Staking Service Providers: Firms facilitating staking must obtain FSRA authorization
• Custody Requirements: Virtual assets held for staking must be subject to robust custody and safekeeping arrangements
• Yield Sustainability: Firms must disclose and manage sustainability of staking yields
• Risk Disclosure: Material risks (slashing, forfeiture, technical risks) must be clearly disclosed to end users Requires verification from official sources

RegLab and Innovation Support

The FSRA operates the ADGM RegLab, a regulatory sandbox enabling fintech and blockchain companies to operate in a controlled environment with reduced regulatory requirements while testing innovative financial service models.

RegLab Features:

• Expedited Authorization: Simplified authorization process for RegLab participants
• Regulatory Guidance: Direct access to FSRA supervisors for regulatory guidance and support
• Reduced Compliance Burdens: Exemptions from certain rulebook requirements during testing phase
• Innovation Pilot: Ability to test new technologies and service models with real customers under FSRA supervision
• Reporting Requirements: Regular reporting on user metrics, financial performance, and regulatory compliance

Eligibility: Typically available for early-stage fintech firms, blockchain developers, and innovative payment/settlement platforms

AML/CTF for Virtual Assets

Firms conducting virtual asset activities must implement comprehensive AML/CTF programs including:

• Customer Due Diligence (CDD): Enhanced CDD for virtual asset wallet holders and counterparties
• Beneficial Ownership: Identification of beneficial owners behind corporate customers in virtual asset transactions
• Transaction Monitoring: Real-time monitoring of virtual asset transactions for suspicious activity patterns
• Sanctions Screening: Screening of counterparties against international sanctions lists
• Unusual Activity Reports: Reporting of suspicious transactions to financial intelligence units
• Blockchain Analytics: Use of blockchain analysis tools to track transaction origins and destinations

Payments and Money Movement Relevance

Regulatory Framework for Payment Services

The FSRA regulates payment and money transmission services as a distinct category of financial services under the FSMR. Payment Service Providers (PSPs) operating in ADGM must obtain FSRA authorization to conduct regulated activities.

Regulated Payment Services Activities

• Money Transmission: Transfer of funds on behalf of clients, domestic and cross-border remittances
• Payment Initiation Services: Initiating payment transactions on behalf of payment service users
• Account Information Services: Aggregation and analysis of payment account data
• Issuing of Payment Instruments: Issuance of payment cards, e-money instruments
• Money Services: Where virtual assets are used as payment instruments for Money Transmission purposes

Authorization Requirements for PSPs

Payment Service Providers seeking FSRA authorization must meet the following requirements:

• Capital Requirements: Minimum EUR 125,000 or functional currency equivalent for payment institutions; higher amounts for larger operations
• Operational Governance: Robust business model, systems and controls, risk management framework
• Compliance Management: Anti-money laundering and counter-terrorist financing compliance programs
• Fraud Prevention: Transaction monitoring, fraud detection systems, customer authentication protocols
• Dispute Resolution: Procedures for handling customer complaints and transaction disputes
• Prudential Standards: Financial soundness, profitability projections, resource adequacy

Cross-Border Payment Regulation

The FSRA enforces enhanced transparency and traceability standards for cross-border payment transactions:

• Originator Information: Payer details must accompany payment instructions
• Beneficiary Verification: Recipient information requirements and verification procedures
• Sanctions Compliance: Screening against international sanctions lists and watch lists
• AML/CTF Monitoring: Enhanced scrutiny of cross-border payments for money laundering/terrorist financing risks

Virtual Assets as Payment Instruments

Where virtual assets (digital assets) are used as payment instruments for money transmission purposes, the activity is licensed and regulated by the FSRA as Providing Money Services. Applicable virtual assets must be "Accepted Virtual Assets" as determined by FSRA guidance.

Prohibited Assets: Privacy-enhancing coins, algorithmic stablecoins, and similar privacy-technology-enabled digital assets cannot be used for regulated payment services in ADGM.

Payment Systems Governed or Overseen

The ADGM Financial Services Regulatory Authority (FSRA) has the following relationship to payment infrastructure in United Arab Emirates:

This entity's role in payment systems is primarily regulatory and supervisory rather than operational. It does not directly operate national payment infrastructure but contributes to the regulatory framework governing payment activities in United Arab Emirates.

Relationship to Other Regulators

Regulatory Cooperation Framework

The FSRA actively engages with international financial services regulators through a network of bilateral and multilateral memoranda of understanding (MOUs) enabling cross-border supervision and regulatory cooperation.

IOSCO and IAIS Memberships

IOSCO Multilateral MoU: The FSRA is a signatory to the International Organization of Securities Commissions (IOSCO) Multilateral Memorandum of Understanding, enabling cooperation on securities market supervision and enforcement with securities regulators worldwide.

IOSCO Enhanced MMoU: Signatory to the enhanced multilateral MoU enabling enhanced information sharing and investigative cooperation on insider dealing and market manipulation cases.

IAIS Multilateral MoU: Member of the International Association of Insurance Supervisors (IAIS) multilateral MoU enabling cooperation on insurance supervision and financial stability matters.

Key Bilateral MOUs

Hong Kong Partnerships

• Hong Kong SFC: MOU on cooperation regarding supervision of cross-border investment management activities and collective investment schemes
• Hong Kong Monetary Authority: MOU on fintech cooperation, cross-border data exchange, and regulatory innovation

Digital Assets Cooperation

• Bermuda Monetary Authority: Digital Assets MOU enabling cooperation on virtual asset regulation and cross-border compliance

Domestic Coordination

• UAE Ministry of Interior: MOU establishing framework for cooperation on information exchange and law enforcement coordination

Information Sharing Arrangements

Through its MOU network, the FSRA may:

• Request and provide regulatory information regarding authorized entities and their activities
• Coordinate supervisory actions against entities operating across jurisdictions
• Share intelligence on emerging risks and regulatory developments
• Cooperate on cross-border enforcement actions
• Exchange confidential information subject to appropriate safeguards and use restrictions

Regulatory Equivalence Recognition

The FSRA's regulatory framework has been recognized by peer regulators as equivalent to international standards, enabling:

• Mutual Recognition: Acceptance of FSRA-licensed entities in other jurisdictions with reduced additional regulatory burdens
• Regulatory Reliance: Other regulators relying on FSRA supervision for cross-border oversight
• Passport Arrangements: Discussions with EU and UK regulators regarding passporting arrangements for ADGM-licensed firms [UNVERIFIED - status pending]

Geography and Jurisdiction Notes

Important Departments and Divisions

Key Public Resources

Official Resources

• Main Website: https://www.adgm.com/financial-services-regulatory-authority
• Contact Portal: https://www.adgm.com/contact-us
• Legal Framework: https://www.adgm.com/legal-framework/rules-and-regulations
• Authorized Entities Public Register: https://www.adgm.com/public-registers/fsra
• FSRA Rulebooks: Available through ADGM legal framework portal

Regulatory Guidance

• Virtual Asset Guidance: Regulation of Virtual Asset Activities in ADGM (current version)
• Digital Asset Framework: Framework guidance on digital asset activities and compliance requirements
• Staking Guidance: Framework for Virtual Asset Staking Services [UNVERIFIED - status of formal guidance]
• AML/CTF Guidance: Anti-Money Laundering and Sanctions Rules and Guidance Module

Application Resources

• Authorisation Forms: https://www.adgm.com/setting-up/authorisation-and-supplementary-forms
• Settlement of Fees: ADGM fee schedule with applicable authorization, supervision, and enforcement fees
• Regulatory Reporting System: Portal for submission of regulatory reports and data

Industry Support

• ADGM Academy: Training and professional development for regulated entities
• RegLab Application: https://www.adgm.com/setting-up/adgm-reglab-2 [UNVERIFIED - current application availability]
• Regulatory Alerts: https://www.adgm.com/operating-in-adgm/additional-obligations-of-financial-services-entities/enforcement/regulatory-alerts

Notes on Naming and Language