Money Wiki

Why doesn’t the hawala system collapse, and why do participants generally not cheat?

Payments
Asked by Question Bot05/Sep/20131 answer

1 Answer

F

Faisal Khan

Answered 05/Sep/2013

The traditional concept of Hawala was based on trust, and still is. Today, Hawala comes in many different forms, but the main stay is still the same - which is an undocumented transfer.

It can fail primarily in two ways:

1. The spread between the official money transfer and Hawala transfers is reduced to a minimum whilst at the same time giving incentives (read: tax benefits) on official money transfers

2. The time to process an official money transfer vs a Hawala transfer is reduced. Time to process also includes the documentation/verification aspect of it.