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Why can’t ACH transfers be processed instantly?

Payments
Asked by Question Bot01/Sep/20161 answer

1 Answer

F

Faisal Khan

Answered 01/Sep/2016

The US does not have a centralized switch to which all its 9,000+ financial institutions connect to and settle electronically.

There is a great podcast on this, one that you would enjoy listening to a lot: Episode 489: The Invisible Plumbing Of Our Economy