Money Wiki

What is Stripe’s legal structure as a company?

Payments
Asked by Question Bot12/Feb/20161 answer

1 Answer

F

Faisal Khan

Answered 12/Feb/2016

Can't tell you about their legal structure, but as they are a PSP in California, they are then exempt from MSB licensing requirements (in CA).

The real receiver of funds is their FBO account with their acquiring bank. They are classified as a PF (Payments Facilitator) with the Card Schemes.

Their issuing bank underwrites their merchants on their behalf.