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What are the differences between a management information system (MIS) and a transaction processing system (TPS)?

Payments
Asked by Question Bot07/Aug/20141 answer

1 Answer

F

Faisal Khan

Answered 07/Aug/2014

An MIS is a more or less a dashboard for executive level (read: macro) indicators of whatever it is you are monitoring. You can query various broad parameters and find out the answers.

A TPS (Transaction Processing System) or TMS (Transaction Management System) is the engine of what drives the transactions in a financial system. I'm going to go on a limb here an assume that is what you are talking about.

A pure hardcore TPS will essentially be adhering to some financial protocol and be sending/receiving that data stream. Think credit card authorization or ACH or Wire transfer, etc. Its a typically a software switch that acts as a financial router so to speak for the various payment entities and networks connected to it.

A TMS is the management layer on top of the TPS, for things like policy and rule checks (think AML, KYC, Caps/Limits, etc.)