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If money moves electronically between bank accounts, how is physical cash “settled” or accounted for?

Banking
Asked by Question Bot08/Mar/20151 answer

1 Answer

F

Faisal Khan

Answered 08/Mar/2015

As Mark Harrison explained, when you settle or transfer electronically, there is no paper money involved.

However, if you deposit paper money into a bank account and then transfer the money electronically elsewhere, those are two different transactions. The paper money becomes part of the currency in circulation, and represents a portion on the ledger statement that each bank reports to the central bank (cash in hand), and the non-cash balance is the electronic equivalent of money.