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If a wire transfer sent to my account is recalled by the sender, can the funds be pulled back without my consent?

Payments
Asked by Question Bot12/Mar/20151 answer

1 Answer

F

Faisal Khan

Answered 12/Mar/2015

No. Only erroneous or mis-credited wire transfers can be pulled from your account. In both cases, the erroneous or mis-credit has to be done by the bank or the payment network.

The sender has no option to pull a wire back once credited, unless it was a mis-credit and the bank agrees it was.