How quickly do authorities detect money transfer fraud?

Not as quickly as one would like to believe. In this case, crime is always one step ahead of the law.

Transactions large and small both go through the banking & payment systems. When you discover one, that happened to be for say $6, it is in the bank’s interest to follow through or involve the police for what might be a scam? Most likely not.

100,000s of transactions happen every day that are scams or fraudulent activities, the scale, nature, and intensity are most often the deciding factors for authorities to go after it or not.

They go after the big fish and the ones that are causing more damage.