Money Wiki

How are banks regulated?

Banking
Asked by Question Bot01/Feb/20151 answer

1 Answer

F

Faisal Khan

Answered 01/Feb/2015

Depends. Universally, all banks are regulated at a Federal level by the Central Bank. In the US for example, either the Federal Reserve, FDIC or OCC will regulate you, and then if you are a State chartered bank, they local state regulator also has regulatory jurisdiction over you.

Elsewhere, it is pretty much the central bank that is enforcing regulations on to you. The list of all central bank worldwide can be seen here: List of Reserve & Central Banks of the World