For developers, is Stripe a better platform than Dwolla?
Payments
Asked by Question Bot02/Feb/20141 answer
1 Answer
F
Faisal Khan
Answered 02/Feb/2014
Stripe is a really cool/good product, but the whole 2.9% + US$0.30 is a turn off to many. What makes PayPal look so bad? Same reason (along with crap customer service). This is where Dwolla excels (IMHO). The ACH model is just so lovable. Stripe in my perspective is just another third-party payment provider (albeit a very successul one). Venmo is not quite an alternative yet, but I wouldn't be surprised if they start competing in the same space for web payments.
Stripe's documentation is pretty decent as is Dwolla's. However Dwolla is limited to its own eco-system, whilst Stripe is not, so there is an inherent advantage Stripe has over there (vis-a-vis Dwolla).
If the 2.9% charge is not a major put-off for you, Stripe is definitely recommended over anything else that I see in the market currently. Between Dwolla and Stripe, Stripe's tutorials and code libraries, etc. can get you started ASAP. It really is like you cited, "super-easy".
Paypal is an alternative, but the customer service and bad holds that PayPal is so infamous for just makes one think 10 times before actually implementing it. As far as card/payment acceptance is - between PayPal and Stripe, there is hardly any difference other than settlement. Stripe's settlement is 2 days later, whilst in the case of PayPal it is instant.
Stripe's documentation is pretty decent as is Dwolla's. However Dwolla is limited to its own eco-system, whilst Stripe is not, so there is an inherent advantage Stripe has over there (vis-a-vis Dwolla).
If the 2.9% charge is not a major put-off for you, Stripe is definitely recommended over anything else that I see in the market currently. Between Dwolla and Stripe, Stripe's tutorials and code libraries, etc. can get you started ASAP. It really is like you cited, "super-easy".
Paypal is an alternative, but the customer service and bad holds that PayPal is so infamous for just makes one think 10 times before actually implementing it. As far as card/payment acceptance is - between PayPal and Stripe, there is hardly any difference other than settlement. Stripe's settlement is 2 days later, whilst in the case of PayPal it is instant.