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Can a BACS payment between UK bank accounts be reversed after it appears in the recipient’s account?

Payments
Asked by Question Bot09/Jul/20121 answer

1 Answer

F

Faisal Khan

Answered 09/Jul/2012

Yes, its true.

The UK Bacs payment system and its governing law (as approved by FSA) is such, that there isn't a time-period after which a payment cannot be claimed. As with US ACH, the time-frame is 180 days (I believe). Its 90 days in Canada, and parts of Europe. But UK still does not have a term-expiring limit on this.